Credit Analyst (f/m/d)

Clearstream Services S.A. • Luxembourg

Learn. Develop. Grow. But always: Share value

Join our international team that drives positive change, united by a spirit of openness and curiosity. We empower you to have an impact and to grow – personally and professionally. With us, you work at the heart of financial systems and evolve the way markets operate. We’re excited about the future because we are the ones shaping it. Let´s do this together by sharing value!

Who we are

Who we are

Tracing its origins to 1585, Deutsche Börse Group has become one of the world’s leading exchange organisations and an innovative market infrastructure provider. In this role, we provide investors, financial institutions and companies access to global capital markets. What’s your part in all this? With your commitment you contribute to the success of our unique business model: offering a wide range of products, services and technologies for security, transparency and integrity on the markets. By creating trust in the markets of today and tomorrow we foster growth and contribute to the prosperity of future generations.

Luxembourg

Your career at Deutsche Börse Group

 

Your area of work:

 

Group Credit`s overriding objective is to ensure that business activities are conducted within a prudent credit risk framework that is consistent with the bank’s credit appetite and in compliance with regulatory and supervisory requirements.

 

In your position as Credit Analyst you will be acting as single point of contact for investment funds related credit analysis queries, and will be responsible for the successful go-live of the ongoing Investment Funds projects.

As part of the group-wide Credit team, you will provide credit recommendations to management and respond promptly to demands for credit information and advice from the business areas.

 

 

Your responsibilities:

 

  • Act as single point of contact for Investment Funds related credit analysis queries

  • Ensure Investment Funds projects successful go-live from credit analysis point of view by setting up new credit policies and procedures, contributing to workshops, writing and reviewing business and system requirements, testing various credit relevant systems / tools

  • Conduct credit research and market intelligence in order to acquire sufficient knowledge of the counterparts under your responsibility

  • Assess customer’s credit needs based on historical data and available collateral

  • Prepare annual counterparts credit reviews and ad-hoc credit assessment

  • Recommend acceptance of new clients and credit limits

  • Evaluate the criteria taken into account for collateral eligibility and search for improvements in the criteria used and the quality of data

  • Contribute to the ongoing review, upgrade and development of credit policies, procedures and guidelines

  • Work on the maintenance, design, testing and implementation of new and existing credit tools

  • Review and assess the impact on the credit business of new regulations and guidelines issued by relevant authorities in Luxembourg

 

 

Your profile:

 

  • University degree in Business, Accountancy or Banking & Finance

  • At least 5 years of experience in credit analysis as well as project management

  • Excellent communication skills and the ability to operate across a number of functions and business areas

  • Strong analytical skills supported by prior experience in credit analysis of banks and other financial institutions

  • Sound knowledge of different financial instruments

  • Ability to work independently and as a part of a team in an international environment; ability to work under pressure and handle multiple tasks

  • Credibility and drive to present senior management with robust and accurate credit recommendations

  • Highly motivated and willing to assume additional assignments

  • Good knowledge of MS Office applications

  • Excellent command of English. Knowledge of any other language is an advantage

Why Deutsche Börse Group?

We are committed to providing a work environment which makes our employees both feel at each other and reach their full potential. Our standards go far beyond simply matching candidate with the suitable position.

Exciting, cutting-edge projects

“Boredom” is a concept unknown to us. With us you are part of a growing company that is shaping the future and where you can make a difference and actively participate – by supporting companies and start-ups going public, developing trading technologies or designing the cloud infrastructure for a highly regulated environment.

International environment

Our market infrastructures are connected globally: whether in Singapore, London, Chicago, Luxembourg or Dubai – working with us means collaborating with like-minded colleagues and teams across over 60 locations from more than 100 nations.

Security and growth

Our company is experiencing healthy growth, not least due to our diversified business model. As a globally active exchange organiser, we provide market participants with consistently safe infrastructures that stimulate growth along the entire value chain. For you this means: a secure and promising workplace!

Complementary health insurance

Your well-being and that of your family is important to us! We offer an optional supplementary healthcare scheme that complements your health insurance with the possibility to enrole family members, as well.

Diversity & Inclusion

We embrace diversity. As the cornerstone of our success, your contribution counts – irrespective of gender, nationality, ethnic or social background, religion or worldview, disability, age, sexual preference and identity.

Our values

We at Deutsche Börse create trust in the markets of today and tomorrow. We want to achieve this common goal with performance, reliability, integrity, openness and responsibility. Mutual respect and appreciation are of particular importance. Our values shape our culture and behaviour – both within our organisation and externally.

Team spirit

Our employees work in great teams that drive positive change – and therefore they enjoy working with us. This is reflected in our annual employee surveys. No matter how great the challenges posed by the markets might be – we support each other, work together closely to successfully complete projects and face change with a positive, collaborative approach.

Work-life balance

We offer a work environment, in which professional and private life can interact individually. Flexible working time models, allowance for childcare, working remotely, studying alongside your job or part-time models – we give you the opportunity to adapt your job to your life situation.

Careers with a future

Whether you are an apprentice, a trainee, a young or experienced professional – with us your career is off to a good start that holds many different paths to develop and reach the next level. Your professional future is in your hands – as a manager, expert or project manager. You can count on our support as well as further education and training measures.

Interest subsidy

Benefit from tax optimisation: we offer you an interest subsidy on mortgage loans to optimise the tax on your premiums.

Our hybrid work model

Personal exchange and the collaborative atmosphere at our offices are an important part of our corporate culture. At the same time, we offer our employees the flexibility to work remotely several days per week in line with business needs and local regulation.

Sports allowance​

We support you in staying fit! We subsidise 6-month or annual memberships for the fitness or sports club of your choice.

Contact
Campus Recruiting

Campus Recruiting

Are you interested in an internship, an apprenticeship or a working student job?
 

+4906921111810

Our Campus Recruiting Team is looking forward to your call or e-mail.

Recruiting Team

Recruiting Team

Take your career to the next level with us and embrace new challenges!
 

+496921111810

Our Recruiting Team is looking forward to your call or e-mail.

Ready to start your career with us?

Apply now!