Join our international team that drives positive change, united by a spirit of openness and curiosity. We empower you to have an impact and to grow – personally and professionally. With us, you work at the heart of financial systems and evolve the way markets operate. We’re excited about the future because we are the ones shaping it. Let´s do this together by sharing value!
Credit Officer (f/m/d)
Clearstream Services S.A. • Luxembourg
Learn. Develop. Grow. But always: Share value
Who we are
Tracing its origins to 1585, Deutsche Börse Group has become one of the world’s leading exchange organisations and an innovative market infrastructure provider. In this role, we provide investors, financial institutions and companies access to global capital markets. What’s your part in all this? With your commitment you contribute to the success of our unique business model: offering a wide range of products, services and technologies for security, transparency and integrity on the markets. By creating trust in the markets of today and tomorrow we foster growth and contribute to the prosperity of future generations.
Your career at Deutsche Börse Group
Your area of work:
In your position as Credit Officer, you will ensure that business activities are conducted within a prudent credit risk framework that is consistent with the bank’s credit appetite and in compliance with regulatory and supervisory requirements.
As part of the Credit team, you will closely work with other units (e.g. Risk Management), provide support to the management, and respond promptly to demands for credit information and advice from the business areas. You will ensure the maintenance and accuracy of critical credit and collateral data available in the various system of controls while targeting higher efficiencies in the various tasks and processes.
Additionally, you will contribute to the successful establishment of a Credit team for our newly founded entity for funds services, Clearstream Fund Center SA (CFCL). This includes the implementation of various credit functionalities within the Core Banking System, participation in meetings/workshops with different stakeholders (e.g. Product Management, Project Management), and the development of Credit policies and procedures, among others.
Active contribution to the implementation of CFCL Credit, encompassing the setup of new credit policies and procedures, active participation to workshops, preparation and review of business and system requirements, as well as the testing of credit relevant systems and tools.
Upon request from internal stakeholders, promptly review blocked customers’ instructions while ensuring strict adherence to credit policies, procedures and deadlines.
Maintain various credit and collateral data in the systems of records. Perform accuracy checks and controls.
Monitor and report collateral concentrations, correlations, and customers’ exposures.
Contribute to the development, review and enhancement of credit policies, procedures and guidelines.
Targeting maximum efficiency, contribute to the continuous review and improvement of processes as well as to the definition, documentation, and implementation of new ones.
In close collaboration with IT, work on the maintenance, concepts/design, testing and implementation of new and existing credit tools.
Deliver insightful information in support of senior management and committee review.
Bachelor/master’s degree in business, economics, finance or other relevant fields.
Good knowledge of financial markets, fixed-income instruments, and investment funds.
Proficiency in MS Office applications is mandatory, programming knowledge (Power BI, SQL, Oracle) would be an advantage.
Accuracy, attention to detail, strong problem-solving skills, comfortable with operational tasks involving quick decisions with short deadlines.
Good communication and presentation skills, ability to work independently and as a part of a team.
Highly motivated, proactive attitude, willing to work in shifts and assume additional assignments
Proficiency in written and spoken English is mandatory, knowledge of French and/or German would be an advantage.
Why Deutsche Börse Group?
We are committed to providing a work environment where everyone feels welcome and can reach their full potential. Our standards go far beyond simply matching candidates with the right position.
We enable you to move freely with our job tickets, job (e-)bikes and free parking opportunities.
Collaboration, communication, or deep focus – in our modern office buildings you will find the perfect work environment. Free drinks and food and meal allowances included.
Health and wellbeing
We care for your health and wellbeing and besides various health promotion measures we offer you a group accident insurance and additional insurance offers at discounted rates.
We provide financial stability by offering attractive salaries, company pension schemes, participation in our Group Share Plan, as well as bonuses, subsidies and discounts.
Collaborate and exchange on-site or work remotely several days a week in line with business needs and local regulations. Our hybrid working model combines the best of both worlds.
Flexible working hours
We want your job to fit your life situation and offer flexible working time models, part-time models, childcare allowance, or the possibility to study alongside your job.
Our market infrastructures are globally connected. Working with us means collaborating with like-minded colleagues across over 60 locations from more than 100 nations.
We promote individual development by offering internal development programmes, mentoring, further education and training budgets.